A brand is the starting point. Compare the actual product, its benefit schedule and the insurer behind your contract.
ExpatMedicare educational information · Policy terms govern
Four insurers · seventeen policy terms
Large global insurers
Cigna, Allianz Care, Bupa Global and AXA: the original seventeen policy terms, kept in their document and market context.
Evidence read 18 October 2026
4 documented tier records
Cigna Global
SilverGoldPlatinumClose Care
Document & market context
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
BINS Global Health Plans brochure, April 2026. Bupa Insurance Limited context—not DAC Worldwide Health Options, and not a refreshed Hong Kong HKX table. USD figures belong only to this brochure.
FoundationStandardComprehensivePrestigePrestige Plus
Document & market context
Undated individual combined summary and separate CPME switching guide. Direct summary retrieval was blocked; indexed official content supports structure but not the full numeric matrix. July 2024 Standard BWI IPID remains historical.
Six global comparisons retain all seventeen terms. They compare published reference families, not matched personal offers; confirm issuer, market, area, modules and accepted underwriting before choosing.
All brands & their roles
Explore the full 25-brand discovery directory
25 brands · Listing does not establish a partnership or availability for your residence.
Cigna Global
Official insurance/provider brand; exact legal issuer not established
Existing evaluation guide · Issuer and policy market must be confirmed.
Pacific Cross international site brand; jurisdiction-specific issuer unverified
Thailand health plan range
Thailand-specific company/product context
Major Medical focuses on inpatient and emergency cover; Standard, Premier, Maxima and Ultima provide other packages. This Thai range does not establish identical Pacific Cross products in other countries.
Insurance intermediary / MGA; separate carrier OGICO is named for international medical insurance
GEM Plan
International private medical insurance
Emerald, Sapphire, Ruby, Jade and Diamond have separate limits and benefit levels. Inspect selected outpatient, maternity, dental and outside-area emergency provisions rather than combining benefits across tiers.
Eligible expatriates and dependants · country restrictions
Standard, Standard Plus, Comprehensive, Premium and Elite increase benefits. The company describes inpatient/daypatient, cancer and emergency evacuation as core elements; outpatient, routine dental and maternity vary by level.
International health insurance provider / services group; insurer status is not established by cited page; do not label carrier
MyHealth International
Long-term international cover
Hospitalisation forms the core; optional add-ons include outpatient cover. Match the selected package, local issuing entity and accepted medical terms before comparing benefits.
Official insurance/provider brand; exact legal issuer not established
WorldCare
International · regional options differ
Essential, Advance, Excel and Apex range from hospital-focused to broader outpatient packages. The comparison separates treatment categories, deductibles and other cost-sharing choices.
MGA / agent / plan administrator; carrier (underwriter) varies by product
Global Medical Insurance
International individuals and families
Bronze, Silver, Gold and Platinum offer different packages. Select area, deductible, payment and underwriting method; worldwide excluding specified countries is not automatically the owner’s exact worldwide excluding USA profile.
Cigna Global is not interchangeable with a Cigna Asia contract; Bupa Global literature is not automatically Bupa Asia wording. Ask which legal issuer and residence-specific family your quotation uses. No unverified regional product benefits are asserted here.
Same brand, different market documents
For APRIL France versus Hong Kong offerings, request the exact locally appropriate issuer and policy version rather than transferring a brochure across markets. APRIL and other additional names below are not yet profiled; no commercial relationship or MIRA access is established.
CFE is a separate comparison question
Our France guide discusses officially sourced CFE/complementary arrangements. Do not treat CFE, a complementary private contract and standalone IPMI as identical products or assume this site sells every named arrangement.
Before a profile becomes product guidance
Inspect first-party documents
Confirm the official source, legal issuer, market, family and exact dated version. An official landing-page link or intermediary directory does not establish benefits.
Separate evidence from personal acceptance
Keep each claim tied to its source and scope. Current availability, provider access, medical underwriting and price still need a residence-specific quotation. Archived documents remain labelled as archives.