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/By insurer · by product

By insurer · by product

Insurers & their products.

A brand is the starting point. Compare the actual product, its benefit schedule and the insurer behind your contract.

ExpatMedicare educational information · Policy terms govern

Four insurers · seventeen policy terms

Large global insurers

Cigna, Allianz Care, Bupa Global and AXA: the original seventeen policy terms, kept in their document and market context.

Evidence read
18 October 2026

4 documented tier records

Cigna Global

SilverGoldPlatinumClose Care
Document & market context

Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.

Full product dossier

3 documented tier records

Allianz Care

Care BaseCare EnhancedCare Signature
Document & market context

Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.

Full product dossier

5 documented tier records

Bupa Global

Major MedicalSelectPremierEliteUltimate
Document & market context

BINS Global Health Plans brochure, April 2026. Bupa Insurance Limited context—not DAC Worldwide Health Options, and not a refreshed Hong Kong HKX table. USD figures belong only to this brochure.

Full product dossier

5 documented tier records

AXA Global Healthcare

FoundationStandardComprehensivePrestigePrestige Plus
Document & market context

Undated individual combined summary and separate CPME switching guide. Direct summary retrieval was blocked; indexed official content supports structure but not the full numeric matrix. July 2024 Standard BWI IPID remains historical.

Full product dossier

Seventeen policy terms. Source versions, limits and eligibility kept in their exact market context.

Six global comparisons retain all seventeen terms. They compare published reference families, not matched personal offers; confirm issuer, market, area, modules and accepted underwriting before choosing.

All brands & their roles

Explore the full 25-brand discovery directory

25 brands · Listing does not establish a partnership or availability for your residence.

Cigna Global

Official insurance/provider brand; exact legal issuer not established

Official company evidence
Pacific Cross

Pacific Cross

Pacific Cross international site brand; jurisdiction-specific issuer unverified

Thailand health plan range

Major Medical focuses on inpatient and emergency cover; Standard, Premier, Maxima and Ultima provide other packages. This Thai range does not establish identical Pacific Cross products in other countries.

Product evidence · Current webpage · no version stated
Official company evidence

AXA Global Healthcare

Official insurance/provider brand; exact legal issuer not established

Official company evidence

Optimum Global

Insurance intermediary / MGA; separate carrier OGICO is named for international medical insurance

GEM Plan

Emerald, Sapphire, Ruby, Jade and Diamond have separate limits and benefit levels. Inspect selected outpatient, maternity, dental and outside-area emergency provisions rather than combining benefits across tiers.

Product evidence · 2026 USD benefit table
Official company evidence

HCI — HealthCare International

MGA / insurance intermediary; not the risk carrier (HCI describes MGEN as underwriter)

Official company evidence

IPH

Insurance intermediary / product distributor; healthcare risk is underwritten by Lloyd’s market (not identified as the legal issuer here)

Official company evidence

Morgan Price

MGA / MGU; explicitly not insurer

Evolution Health

Standard, Standard Plus, Comprehensive, Premium and Elite increase benefits. The company describes inpatient/daypatient, cancer and emergency evacuation as core elements; outpatient, routine dental and maternity vary by level.

Product evidence · Current product page · includes 2026 downloads
Official company evidence

XN

XN Global Health Insurance brand; legal issuer unverified

Official company evidence

Expatriate Healthcare

Expatriate Group trading brand; insurance intermediary

Official company evidence

Allianz Care

Official insurance/provider brand; exact legal issuer not established

Official company evidence

Bupa Global

Official insurance/provider brand; exact legal issuer not established

Official company evidence

APRIL International

International health insurance provider / services group; insurer status is not established by cited page; do not label carrier

MyHealth International

Hospitalisation forms the core; optional add-ons include outpatient cover. Match the selected package, local issuing entity and accepted medical terms before comparing benefits.

Product evidence · Current webpage · no version stated
Official company evidence

Now Health International

Official insurance/provider brand; exact legal issuer not established

WorldCare

Essential, Advance, Excel and Apex range from hospital-focused to broader outpatient packages. The comparison separates treatment categories, deductibles and other cost-sharing choices.

Product evidence · Current webpage · no version stated
Official company evidence

IMG

MGA / agent / plan administrator; carrier (underwriter) varies by product

Global Medical Insurance

Bronze, Silver, Gold and Platinum offer different packages. Select area, deductible, payment and underwriting method; worldwide excluding specified countries is not automatically the owner’s exact worldwide excluding USA profile.

Product evidence · Official brochure · date not stated
Official company evidence

MSH International

Brokerage / international health administrator; role varies by product, no carrier assertion

Official company evidence

Henner

Broker / plan designer and administrator; insurers bear underlying risk

Official company evidence

William Russell

Brokerage / product designer and administrator; AWP is insurer for global health products, market/jurisdiction-specific

Official company evidence
PassportCard

PassportCard

Insurance group / provider; legal underwriting issuer varies by market and policy, not established here

Official company evidence

VUMI

International health insurance company (group also has separately identified TPA/admin businesses)

Official company evidence

ACS

Official insurance/provider brand; exact legal issuer not established

Official company evidence

Global Health (formerly Foyer Global Health)

Current Global Health brand shown at the redirecting former Foyer site; confirm the legal issuer of each contract

Official company evidence

AIA

Official insurance/provider brand; exact legal issuer not established

Official company evidence

FWD

Official insurance/provider brand; exact legal issuer not established

Official company evidence

Sun Life

Official insurance/provider brand; exact legal issuer not established

Official company evidence

Blue Cross Blue Shield Global Solutions

Blue Cross Blue Shield Global Solutions; former GeoBlue brand

Official company evidence

Who does what?

Global and regional products can differ

Cigna Global is not interchangeable with a Cigna Asia contract; Bupa Global literature is not automatically Bupa Asia wording. Ask which legal issuer and residence-specific family your quotation uses. No unverified regional product benefits are asserted here.

Same brand, different market documents

For APRIL France versus Hong Kong offerings, request the exact locally appropriate issuer and policy version rather than transferring a brochure across markets. APRIL and other additional names below are not yet profiled; no commercial relationship or MIRA access is established.

CFE is a separate comparison question

Our France guide discusses officially sourced CFE/complementary arrangements. Do not treat CFE, a complementary private contract and standalone IPMI as identical products or assume this site sells every named arrangement.

Before a profile becomes product guidance

Inspect first-party documents

Confirm the official source, legal issuer, market, family and exact dated version. An official landing-page link or intermediary directory does not establish benefits.

Separate evidence from personal acceptance

Keep each claim tied to its source and scope. Current availability, provider access, medical underwriting and price still need a residence-specific quotation. Archived documents remain labelled as archives.

Request a document-led shortlist

Start with the actual policy documents.

Ask about insurers and products available for my residence, current wording and the appropriate next steps. No medical records in the initial message.

Request current documents