AI DoctorGet Quote
Friends sitting arm in arm looking out over a city
/Compare

Compare

vs

Cigna Global vs Allianz Care

Document-scoped comparison: Cigna Global and Allianz Care. Match current issuer, market, benefit version and accepted terms before comparing quotations. No universal winner is established.

ExpatMedicare educational information · Policy terms govern

Which published facts matter for you

Full review ↗
Product & market scope

Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.

Full review ↗
Product & market scope

Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.

01

Insurer and regulator

The broker document index distinguishes Belgian, UK-branch, Guernsey, Hong Kong and Singapore issuing entities. The policy schedule—not the Cigna brand—identifies your insurer and regulator.

Source-scoped evidence · February 2026 · generic CGHO

Official evidence ↗

Table names AWP Health & Life SA acting through its Irish Branch, governed by the French Insurance Code: French registration 401154679; Irish branch registration 907619. The table does not establish the full regulator clause for your local contract.

Source-scoped evidence · Care table · valid from 1 November 2025

Official evidence ↗
02

Plan tiers

Silver, Gold and Platinum are broader international tiers. Close Care is a separate geographically restricted product, not equivalent worldwide cover at a lower tier.

Source-scoped evidence · February 2026 · generic CGHO

Official evidence ↗

Care Base, Care Enhanced and Care Signature in this accessible November 2025 table. Do not substitute older Care/Care Plus/Care Pro naming or assume a shared benefit matrix.

Source-scoped evidence · Care table · valid from 1 November 2025

Official evidence ↗
03

Overall annual limit

Per beneficiary per period of cover: Silver US$1m, Gold US$2m, Platinum Paid in Full, Close Care US$500,000. Benefit sublimits, exclusions and medical necessity still apply. These are benefit ceilings, not premiums.

Source-scoped evidence · February 2026 · generic CGHO

Official evidence ↗

Per member per insurance year: Base US$1.35m / €1m / £830,000 / CHF1.3m; Enhanced US$2.7m / €2m / £1.66m / CHF2.6m; Signature US$5m / €3,703,705 / £3.1m / CHF4,814,815. Sublimits and terms apply.

Source-scoped evidence · Care table · valid from 1 November 2025

Official evidence ↗
04

How the plan is built

Broader tiers combine core International Medical Insurance with up to four optional modules: International Outpatient; International Medical Evacuation; International Health and Wellbeing; International Vision and Dental. Do not transfer this menu to Close Care. Its September 2024 guide describes separate outpatient/wellness and dental options; current availability is unresolved.

Source-scoped evidence · February 2026 · generic CGHO

Official evidence ↗

Mandatory Core plus optional Out-patient and/or Dental. Optional modules cannot be bought standalone and must match the Core tier, for example Base Core with Base optional modules. Routine maternity is a Core benefit on Enhanced and Signature in this table—not a Bloom add-on.

Source-scoped evidence · Care table · valid from 1 November 2025

Official evidence ↗
05

Areas of cover

Broader plans offer worldwide including USA or worldwide excluding USA. Close Care is scoped to country of residence and nationality; request its current permitted-country and temporary-travel rules.

Source-scoped evidence · February 2026 · generic CGHO

Official evidence ↗

Four listed areas: Worldwide; Worldwide excluding USA; Africa only; Europe. A treatment area does not establish permission to purchase in every residence market.

Source-scoped evidence · Care table · valid from 1 November 2025

Official evidence ↗
06

US treatment

USA inclusion is an area choice. Worldwide excluding USA is not unrestricted US treatment. Any emergency-outside-area exception requires its own conditions and duration.

Source-scoped evidence · February 2026 · generic CGHO

Official evidence ↗

Worldwide includes USA. Emergency treatment outside the selected area is limited to six-week trips / maximum 42 days, with Base US$135,000 and Enhanced US$337,500 limits; Signature up to its plan maximum. Guide definitions apply; this is not routine US cover on an excluding-USA plan.

Source-scoped evidence · Care table · valid from 1 November 2025

Official evidence ↗
07

Hospital deductible options

Broader core USD deductibles: 0 / 375 / 750 / 1,500 / 3,000 / 7,500 / 10,000. Outpatient deductibles are separate; optional percentage cost share is additional. These are not confirmed Close Care choices.

Source-scoped evidence · February 2026 · generic CGHO

Official evidence ↗

Core and Out-patient deductibles can be selected independently per person per insurance year. The explicit Out-patient USD choices are none / 338 / 743 / 1,148 (other currency tables differ). Core has a separate schedule; do not relabel these as hospital deductibles.

Source-scoped evidence · Care table · valid from 1 November 2025

Official evidence ↗
08

Outpatient

International Outpatient is optional: annual maximum Silver US$15,000, Gold US$35,000, Platinum Paid in Full, with sublimits. A current core table places US$5,000 beside kidney dialysis, not routine Close Care outpatient, and has a separate inconsistent dialysis row. Do not claim a built-in US$5,000 outpatient allowance without current wording.

Source-scoped evidence · February 2026 · generic CGHO

Official evidence ↗

Tier-matched optional Out-patient covers specified everyday care with tier-specific limits. Core already lists selected high-cost outpatient treatment such as dialysis, oncology, specified scans and outpatient surgery. No optional module does not mean all outpatient treatment is excluded.

Source-scoped evidence · Care table · valid from 1 November 2025

Official evidence ↗
09

Maternity and waiting period

Routine maternity in core: Silver not covered; Gold US$7,000; Platinum US$14,000. The standard wait is 12 months with treatment-location exceptions that may require 24 months. Optional outpatient prenatal/postnatal limits are separately US$3,500 for Gold and US$7,000 for Platinum. Check location, event, complications and newborn rules.

Source-scoped evidence · February 2026 · generic CGHO

Official evidence ↗

Routine maternity in Core: Base unavailable; Enhanced US$6,750 / €5,000 per pregnancy; Signature US$13,500 / €10,000 per pregnancy. Twelve-month waiting period and pre-authorisation apply. Complications and newborn provisions are separate.

Source-scoped evidence · Care table · valid from 1 November 2025

Official evidence ↗
10

Dental and optical

International Vision and Dental is optional for broader tiers, with its own limits and waits. Emergency inpatient dental is not routine dental or optical cover. Close Care options require current confirmation.

Source-scoped evidence · February 2026 · generic CGHO

Official evidence ↗

Optional matching Dental annual maximum: Base US$1,500; Enhanced US$2,500; Signature no plan limit. Treatment, surgery and periodontics reimburse 80% on Base/Enhanced and in full on Signature, subject to terms. Base has no orthodontics; waits and sublimits apply. Optical entries require the matching outpatient table.

Source-scoped evidence · Care table · valid from 1 November 2025

Official evidence ↗
11

Medical evacuation

International Medical Evacuation is optional for broader tiers. Core ambulance is not equivalent to evacuation/repatriation. The generic Close Care ambulance row specifies road only.

Source-scoped evidence · February 2026 · generic CGHO

Official evidence ↗

Evacuation and medical repatriation appear in all three Core tiers and require pre-authorisation. Evacuation is to the nearest appropriate centre when treatment is unavailable locally; home-country repatriation requires that country inside the area of cover. Related travel/accommodation has separate conditions.

Source-scoped evidence · Care table · valid from 1 November 2025

Official evidence ↗
12

Pre-existing conditions

Medical underwriting and accepted exclusions govern. February 2026 literature describes narrowly defined 60+ Pre-Existing Condition Care and Platinum 40–59 Pre-Existing Condition Care. These are not blanket acceptance of every existing condition.

Source-scoped evidence · February 2026 · generic CGHO

Official evidence ↗

Exact Care November 2025 underwriting and continuation clauses remain unverified. The January 2025 Expat Protect before-65 / rolling 24-month moratorium form belongs to another product; do not universalise it or imply automatic acceptance after two years.

Awaiting verification · Care table · valid from 1 November 2025

Official evidence ↗
13

Direct billing and claims

Exact current provider and authorisation conditions remain to be confirmed in the customer guide and policy rules. Do not assume every hospital or outpatient visit is cashless.

Awaiting verification · February 2026 · generic CGHO

Official evidence ↗

The table directs Worldwide members to the Benefit Guide for US direct billing. Many Core treatments require pre-authorisation. This does not promise cashless treatment at every facility or for all outpatient services.

Source-scoped evidence · Care table · valid from 1 November 2025

Official evidence ↗
14

Maximum age to join

Current market-specific new-entry age rules remain unverified here. An age-banded benefit or quote returned for age 75 does not establish new-applicant eligibility.

Awaiting verification · February 2026 · generic CGHO

Official evidence ↗

The exact current Care new-entry clause is not established here. Provider brief before-76 full underwriting and before-65 moratorium claims need the governing product/market clause; Expat Protect is not substitute evidence.

Awaiting verification · Care table · valid from 1 November 2025

Official evidence ↗
15

Renewal

The dated table applies to annual policies commencing or renewing from 15 February 2026. Guaranteed-renewability, age and termination clauses require the applicable current contract.

Awaiting verification · February 2026 · generic CGHO

Official evidence ↗

Exact automatic/guaranteed renewal, termination and age provisions require the current Care guide. No lifetime-renewability promise is verified here.

Awaiting verification · Care table · valid from 1 November 2025

Official evidence ↗
16

Cooling-off

Request the issuing-entity cancellation clause: window, starting event and refund/no-claim conditions. No universal cooling-off period is established.

Awaiting verification · February 2026 · generic CGHO

Official evidence ↗

Exact cancellation window, trigger and refund conditions await the governing guide; no universal numerical cooling-off period is asserted.

Awaiting verification · Care table · valid from 1 November 2025

Official evidence ↗
17

Paying monthly

February 2026 brochure offers annual, quarterly and monthly payment. Monthly instalments do not establish a month-to-month cancellable policy; no monthly premium is supplied.

Source-scoped evidence · February 2026 · generic CGHO

Official evidence ↗

Monthly-payment availability, loading and annual-contract obligation await the applicable guide and quote. No monthly price is fabricated.

Awaiting verification · Care table · valid from 1 November 2025

Official evidence ↗

Sources for each comparison question

Insurer and regulator: Insurer and regulator · official evidence · Insurer and regulator · official evidence

Plan tiers: Plan tiers · official evidence · Plan tiers · official evidence

Overall annual limit: Overall annual limit · official evidence · Overall annual limit · official evidence

How the plan is built: How the plan is built · official evidence · How the plan is built · official evidence

Areas of cover: Areas of cover · official evidence · Areas of cover · official evidence

US treatment: US treatment · official evidence · US treatment · official evidence

Hospital deductible options: Hospital deductible options · official evidence · Hospital deductible options · official evidence

Outpatient: Outpatient · official evidence · Outpatient · official evidence

Maternity and waiting period: Maternity and waiting period · official evidence · Maternity and waiting period · official evidence

Dental and optical: Dental and optical · official evidence · Dental and optical · official evidence

Medical evacuation: Medical evacuation · official evidence · Medical evacuation · official evidence

Pre-existing conditions: Pre-existing conditions · official evidence · Pre-existing conditions · official evidence

Direct billing and claims: Direct billing and claims · official evidence · Direct billing and claims · official evidence

Maximum age to join: Maximum age to join · official evidence · Maximum age to join · official evidence

Renewal: Renewal · official evidence · Renewal · official evidence

Cooling-off: Cooling-off · official evidence · Cooling-off · official evidence

Paying monthly: Paying monthly · official evidence · Paying monthly · official evidence

Source versions and boundaries

Close Care Customer Guide · September 2024

Archival document · not current benefits

Document / page version
September 2024 · historical version
Market / jurisdiction
Close Care residence/nationality product; applicability to a current local offer unconfirmed
Issuing entity
Confirm the issuing insurer and current contract; this guide is not proof of every residence offer.

Guide describes optional Outpatient and Wellness Care and Dental Care and Treatment. This conflicts with the supplied no-modules assertion and cannot establish current 2026 packaging.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Cigna plans in detail

Inspected first-party source · limited scope

Document / page version
Live page; benefit-table note: annual policies commencing or renewing on/after 15 February 2026
Market / jurisdiction
Generic international product presentation; not a local-license policy schedule
Issuing entity
Your legal issuing insurer is not established by this sales table.

Silver, Gold, Platinum and Close Care overall maxima and table caveats. Individual benefits retain their own definitions, restrictions and exclusions.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Cigna Global Professionals

Inspected first-party source · limited scope

Document / page version
Undated live sales page inspected on the check date
Market / jurisdiction
Generic international sales information; residence eligibility must be confirmed
Issuing entity
Confirm the legal entity on the residence-specific quotation.

Area/currency choices and optional outpatient, evacuation, wellbeing and vision/dental modules. A sales page is not evidence of availability in every residence market.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Cigna broker brochure · February 2026

Inspected first-party source · limited scope

Document / page version
February 2026; benefit table for annual policies commencing/renewing on or after 15 February 2026
Market / jurisdiction
Generic CGHO brochure; USD examples here are not local-market offers
Issuing entity
No single local policy issuer is established for all readers; confirm the applicable issuing entity.

International Medical Insurance deductible options; separate outpatient deductible table. This is promotional literature, not your accepted schedule.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Cigna IPID applicability notice

Inspected first-party source · limited scope

Document / page version
Undated live resources page inspected on the check date
Market / jurisdiction
EU, UK and non-EU IPIDs; explicit local-license exceptions
Issuing entity
Applicable local issuer and substitute documents must be requested from Cigna.

The listed CGHO IPIDs do not apply to individuals covered under local licences in Singapore, Hong Kong, Thailand, Indonesia or UAE. This exception does not mean all residents are ineligible; it means those IPIDs are not their governing documents.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Insurer and regulator · official evidence

Inspected first-party source · limited scope

Document / page version
February 2026 · generic CGHO
Market / jurisdiction
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Plan tiers · official evidence

Inspected first-party source · limited scope

Document / page version
February 2026 · generic CGHO
Market / jurisdiction
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Overall annual limit · official evidence

Inspected first-party source · limited scope

Document / page version
February 2026 · generic CGHO
Market / jurisdiction
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

How the plan is built · official evidence

Inspected first-party source · limited scope

Document / page version
February 2026 · generic CGHO
Market / jurisdiction
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Areas of cover · official evidence

Inspected first-party source · limited scope

Document / page version
February 2026 · generic CGHO
Market / jurisdiction
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

US treatment · official evidence

Inspected first-party source · limited scope

Document / page version
February 2026 · generic CGHO
Market / jurisdiction
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Hospital deductible options · official evidence

Inspected first-party source · limited scope

Document / page version
February 2026 · generic CGHO
Market / jurisdiction
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Outpatient · official evidence

Inspected first-party source · limited scope

Document / page version
February 2026 · generic CGHO
Market / jurisdiction
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Maternity and waiting period · official evidence

Inspected first-party source · limited scope

Document / page version
February 2026 · generic CGHO
Market / jurisdiction
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Dental and optical · official evidence

Inspected first-party source · limited scope

Document / page version
February 2026 · generic CGHO
Market / jurisdiction
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Medical evacuation · official evidence

Inspected first-party source · limited scope

Document / page version
February 2026 · generic CGHO
Market / jurisdiction
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Pre-existing conditions · official evidence

Inspected first-party source · limited scope

Document / page version
February 2026 · generic CGHO
Market / jurisdiction
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Direct billing and claims · official evidence

Inspected first-party source · limited scope

Document / page version
February 2026 · generic CGHO
Market / jurisdiction
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Reference for investigation; the exact contractual claim remains unverified.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Maximum age to join · official evidence

Inspected first-party source · limited scope

Document / page version
February 2026 · generic CGHO
Market / jurisdiction
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Reference for investigation; the exact contractual claim remains unverified.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Renewal · official evidence

Inspected first-party source · limited scope

Document / page version
February 2026 · generic CGHO
Market / jurisdiction
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Reference for investigation; the exact contractual claim remains unverified.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Cooling-off · official evidence

Inspected first-party source · limited scope

Document / page version
February 2026 · generic CGHO
Market / jurisdiction
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Reference for investigation; the exact contractual claim remains unverified.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Paying monthly · official evidence

Inspected first-party source · limited scope

Document / page version
February 2026 · generic CGHO
Market / jurisdiction
Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Expat Protect moratorium application · January 2025

Inspected first-party source · limited scope

Document / page version
January 2025 · Expat Protect application, not the Care benefit table
Market / jurisdiction
Expat Protect application context; product availability and applicant jurisdiction must be confirmed
Issuing entity
Form identifies AWP Health & Life SA acting through its Irish Branch. Confirm the actual offered policy.

Before-65 applicant/adult-dependant entry and rolling 24-month condition-free moratorium. Activity can restart the condition waiting period; this is not blanket acceptance or universal Care eligibility.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Allianz Care · Care table of benefits 11/2025

Inspected first-party source · limited scope

Document / page version
Valid from 1 November 2025 · DOC-TOB-IND-EN-1125
Market / jurisdiction
International individual/family Care literature; not universal country availability
Issuing entity
Document identifies AWP Health & Life SA acting through its Irish Branch. Confirm this is the issuer of your actual contract.

Accessible table: Care Base/Enhanced/Signature, matching optional Out-patient/Dental, Core maternity and transport. Distinct from older Care Pro/Plus and Active/Bloom/Smile literature.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Insurer and regulator · official evidence

Inspected first-party source · limited scope

Document / page version
Care table · valid from 1 November 2025
Market / jurisdiction
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Plan tiers · official evidence

Inspected first-party source · limited scope

Document / page version
Care table · valid from 1 November 2025
Market / jurisdiction
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Overall annual limit · official evidence

Inspected first-party source · limited scope

Document / page version
Care table · valid from 1 November 2025
Market / jurisdiction
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

How the plan is built · official evidence

Inspected first-party source · limited scope

Document / page version
Care table · valid from 1 November 2025
Market / jurisdiction
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Areas of cover · official evidence

Inspected first-party source · limited scope

Document / page version
Care table · valid from 1 November 2025
Market / jurisdiction
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

US treatment · official evidence

Inspected first-party source · limited scope

Document / page version
Care table · valid from 1 November 2025
Market / jurisdiction
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Hospital deductible options · official evidence

Inspected first-party source · limited scope

Document / page version
Care table · valid from 1 November 2025
Market / jurisdiction
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Outpatient · official evidence

Inspected first-party source · limited scope

Document / page version
Care table · valid from 1 November 2025
Market / jurisdiction
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Maternity and waiting period · official evidence

Inspected first-party source · limited scope

Document / page version
Care table · valid from 1 November 2025
Market / jurisdiction
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Dental and optical · official evidence

Inspected first-party source · limited scope

Document / page version
Care table · valid from 1 November 2025
Market / jurisdiction
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Medical evacuation · official evidence

Inspected first-party source · limited scope

Document / page version
Care table · valid from 1 November 2025
Market / jurisdiction
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Pre-existing conditions · official evidence

Inspected first-party source · limited scope

Document / page version
Care table · valid from 1 November 2025
Market / jurisdiction
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Reference for investigation; the exact contractual claim remains unverified.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Direct billing and claims · official evidence

Inspected first-party source · limited scope

Document / page version
Care table · valid from 1 November 2025
Market / jurisdiction
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Supports the stated claim within its product/version scope only.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Maximum age to join · official evidence

Inspected first-party source · limited scope

Document / page version
Care table · valid from 1 November 2025
Market / jurisdiction
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Reference for investigation; the exact contractual claim remains unverified.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Renewal · official evidence

Inspected first-party source · limited scope

Document / page version
Care table · valid from 1 November 2025
Market / jurisdiction
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Reference for investigation; the exact contractual claim remains unverified.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Cooling-off · official evidence

Inspected first-party source · limited scope

Document / page version
Care table · valid from 1 November 2025
Market / jurisdiction
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Reference for investigation; the exact contractual claim remains unverified.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Paying monthly · official evidence

Inspected first-party source · limited scope

Document / page version
Care table · valid from 1 November 2025
Market / jurisdiction
Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed.
Issuing entity
See claim-specific issuer and applicable policy schedule.

Reference for investigation; the exact contractual claim remains unverified.

Source checked on 18 October 2026. No continuous monitoring or personal eligibility confirmation.

Read the official source

Comparing these families

Are these identical-market quotations?

No. The seventeen terms retain each document’s own product, issuer and version scope. Obtain two genuinely available offers with the same people, residence, area, benefits, deductible, currency and accepted medical terms.

Can the overall benefit maximum decide the better plan?

No. An annual maximum is not a premium or an assurance that a specific treatment is eligible. Everyday care, waiting periods, contributions, accepted medical history, provider access and renewal can matter independently.

Can I rely on a quote returned for age 75?

A returned quotation does not establish eligibility for a new applicant. Obtain issuer-specific entry-age and underwriting confirmation before paying or replacing cover.

Explore the published facts

All comparisonsCigna Global reviewAXA Global Healthcare reviewAllianz Care reviewBupa Global review
AXA Global Healthcare vs Cigna GlobalAXA Global Healthcare vs Bupa GlobalCigna Global vs Bupa GlobalBupa Global vs Allianz CareAXA Global Healthcare vs Allianz Care

Evidence boundaries

Evidence & verification scope

Inspected first-party document-level distinctions only. Exact current local policy, accepted underwriting, network and quotation remain to be confirmed. No like-for-like numeric ranking, endorsement or partnership is asserted.

  • Close Care Customer Guide · September 2024 ↗

    Close Care residence/nationality product; applicability to a current local offer unconfirmed · Portal checked 18 October 2026

    September 2024 · historical version. Guide describes optional Outpatient and Wellness Care and Dental Care and Treatment. This conflicts with the supplied no-modules assertion and cannot establish current 2026 packaging.

  • Cigna plans in detail ↗

    Generic international product presentation; not a local-license policy schedule · Portal checked 18 October 2026

    Live page; benefit-table note: annual policies commencing or renewing on/after 15 February 2026. Silver, Gold, Platinum and Close Care overall maxima and table caveats. Individual benefits retain their own definitions, restrictions and exclusions.

  • Cigna Global Professionals ↗

    Generic international sales information; residence eligibility must be confirmed · Portal checked 18 October 2026

    Undated live sales page inspected on the check date. Area/currency choices and optional outpatient, evacuation, wellbeing and vision/dental modules. A sales page is not evidence of availability in every residence market.

  • Cigna broker brochure · February 2026 ↗

    Generic CGHO brochure; USD examples here are not local-market offers · Portal checked 18 October 2026

    February 2026; benefit table for annual policies commencing/renewing on or after 15 February 2026. International Medical Insurance deductible options; separate outpatient deductible table. This is promotional literature, not your accepted schedule.

  • Cigna IPID applicability notice ↗

    EU, UK and non-EU IPIDs; explicit local-license exceptions · Portal checked 18 October 2026

    Undated live resources page inspected on the check date. The listed CGHO IPIDs do not apply to individuals covered under local licences in Singapore, Hong Kong, Thailand, Indonesia or UAE. This exception does not mean all residents are ineligible; it means those IPIDs are not their governing documents.

  • Insurer and regulator · official evidence ↗

    Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents. · Portal checked 18 October 2026

    February 2026 · generic CGHO. Supports the stated claim within its product/version scope only.

  • Plan tiers · official evidence ↗

    Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents. · Portal checked 18 October 2026

    February 2026 · generic CGHO. Supports the stated claim within its product/version scope only.

  • Overall annual limit · official evidence ↗

    Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents. · Portal checked 18 October 2026

    February 2026 · generic CGHO. Supports the stated claim within its product/version scope only.

  • How the plan is built · official evidence ↗

    Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents. · Portal checked 18 October 2026

    February 2026 · generic CGHO. Supports the stated claim within its product/version scope only.

  • Areas of cover · official evidence ↗

    Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents. · Portal checked 18 October 2026

    February 2026 · generic CGHO. Supports the stated claim within its product/version scope only.

  • US treatment · official evidence ↗

    Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents. · Portal checked 18 October 2026

    February 2026 · generic CGHO. Supports the stated claim within its product/version scope only.

  • Hospital deductible options · official evidence ↗

    Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents. · Portal checked 18 October 2026

    February 2026 · generic CGHO. Supports the stated claim within its product/version scope only.

  • Outpatient · official evidence ↗

    Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents. · Portal checked 18 October 2026

    February 2026 · generic CGHO. Supports the stated claim within its product/version scope only.

  • Maternity and waiting period · official evidence ↗

    Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents. · Portal checked 18 October 2026

    February 2026 · generic CGHO. Supports the stated claim within its product/version scope only.

  • Dental and optical · official evidence ↗

    Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents. · Portal checked 18 October 2026

    February 2026 · generic CGHO. Supports the stated claim within its product/version scope only.

  • Medical evacuation · official evidence ↗

    Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents. · Portal checked 18 October 2026

    February 2026 · generic CGHO. Supports the stated claim within its product/version scope only.

  • Pre-existing conditions · official evidence ↗

    Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents. · Portal checked 18 October 2026

    February 2026 · generic CGHO. Supports the stated claim within its product/version scope only.

  • Direct billing and claims · official evidence ↗

    Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents. · Portal checked 18 October 2026

    February 2026 · generic CGHO. Reference for investigation; the exact contractual claim remains unverified.

  • Maximum age to join · official evidence ↗

    Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents. · Portal checked 18 October 2026

    February 2026 · generic CGHO. Reference for investigation; the exact contractual claim remains unverified.

  • Renewal · official evidence ↗

    Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents. · Portal checked 18 October 2026

    February 2026 · generic CGHO. Reference for investigation; the exact contractual claim remains unverified.

  • Cooling-off · official evidence ↗

    Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents. · Portal checked 18 October 2026

    February 2026 · generic CGHO. Reference for investigation; the exact contractual claim remains unverified.

  • Paying monthly · official evidence ↗

    Generic CGHO literature for annual policies commencing or renewing from 15 February 2026. Not a residence-specific offer. Generic IPIDs expressly exclude local-license policies in Singapore, Hong Kong, Thailand, Indonesia and UAE; request applicable local documents. · Portal checked 18 October 2026

    February 2026 · generic CGHO. Supports the stated claim within its product/version scope only.

  • Expat Protect moratorium application · January 2025 ↗

    Expat Protect application context; product availability and applicant jurisdiction must be confirmed · Portal checked 18 October 2026

    January 2025 · Expat Protect application, not the Care benefit table. Before-65 applicant/adult-dependant entry and rolling 24-month condition-free moratorium. Activity can restart the condition waiting period; this is not blanket acceptance or universal Care eligibility.

  • Allianz Care · Care table of benefits 11/2025 ↗

    International individual/family Care literature; not universal country availability · Portal checked 18 October 2026

    Valid from 1 November 2025 · DOC-TOB-IND-EN-1125. Accessible table: Care Base/Enhanced/Signature, matching optional Out-patient/Dental, Core maternity and transport. Distinct from older Care Pro/Plus and Active/Bloom/Smile literature.

  • Insurer and regulator · official evidence ↗

    Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed. · Portal checked 18 October 2026

    Care table · valid from 1 November 2025. Supports the stated claim within its product/version scope only.

  • Plan tiers · official evidence ↗

    Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed. · Portal checked 18 October 2026

    Care table · valid from 1 November 2025. Supports the stated claim within its product/version scope only.

  • Overall annual limit · official evidence ↗

    Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed. · Portal checked 18 October 2026

    Care table · valid from 1 November 2025. Supports the stated claim within its product/version scope only.

  • How the plan is built · official evidence ↗

    Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed. · Portal checked 18 October 2026

    Care table · valid from 1 November 2025. Supports the stated claim within its product/version scope only.

  • Areas of cover · official evidence ↗

    Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed. · Portal checked 18 October 2026

    Care table · valid from 1 November 2025. Supports the stated claim within its product/version scope only.

  • US treatment · official evidence ↗

    Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed. · Portal checked 18 October 2026

    Care table · valid from 1 November 2025. Supports the stated claim within its product/version scope only.

  • Hospital deductible options · official evidence ↗

    Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed. · Portal checked 18 October 2026

    Care table · valid from 1 November 2025. Supports the stated claim within its product/version scope only.

  • Outpatient · official evidence ↗

    Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed. · Portal checked 18 October 2026

    Care table · valid from 1 November 2025. Supports the stated claim within its product/version scope only.

  • Maternity and waiting period · official evidence ↗

    Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed. · Portal checked 18 October 2026

    Care table · valid from 1 November 2025. Supports the stated claim within its product/version scope only.

  • Dental and optical · official evidence ↗

    Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed. · Portal checked 18 October 2026

    Care table · valid from 1 November 2025. Supports the stated claim within its product/version scope only.

  • Medical evacuation · official evidence ↗

    Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed. · Portal checked 18 October 2026

    Care table · valid from 1 November 2025. Supports the stated claim within its product/version scope only.

  • Pre-existing conditions · official evidence ↗

    Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed. · Portal checked 18 October 2026

    Care table · valid from 1 November 2025. Reference for investigation; the exact contractual claim remains unverified.

  • Direct billing and claims · official evidence ↗

    Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed. · Portal checked 18 October 2026

    Care table · valid from 1 November 2025. Supports the stated claim within its product/version scope only.

  • Maximum age to join · official evidence ↗

    Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed. · Portal checked 18 October 2026

    Care table · valid from 1 November 2025. Reference for investigation; the exact contractual claim remains unverified.

  • Renewal · official evidence ↗

    Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed. · Portal checked 18 October 2026

    Care table · valid from 1 November 2025. Reference for investigation; the exact contractual claim remains unverified.

  • Cooling-off · official evidence ↗

    Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed. · Portal checked 18 October 2026

    Care table · valid from 1 November 2025. Reference for investigation; the exact contractual claim remains unverified.

  • Paying monthly · official evidence ↗

    Live accessible Care table valid from 1 November 2025: Care Base / Enhanced / Signature. This is a distinct table from older Care Pro/Plus/Care and Active/Bloom/Smile literature. AWP Irish Branch context; local availability and the governing guide must be confirmed. · Portal checked 18 October 2026

    Care table · valid from 1 November 2025. Reference for investigation; the exact contractual claim remains unverified.

Opening an official reference verifies the reference only, not every statement on this page, an individual entitlement or a future rule. Policy issuer, version and personal scope remain to be confirmed.

Next step

Request a document-led comparison of options actually available for your circumstances. Do not cancel existing cover before a replacement's accepted terms and start date are confirmed.

Start with the actual policy documents.

Ask about Cigna Global vs Allianz Care, current wording and the appropriate next steps. No medical records in the initial message.

Request current documents

Keep exploring

International health vs travel insurance

Policy questions, explained.

Pre-existing conditions and medical underwriting

Policy questions, explained.

How to compare international health insurance quotes

Policy questions, explained.
Explore all guides