Bupa Globalread before you sign.

Bupa Insurance Limited is authorised by the PRA and regulated by FCA and PRA, registration 203332. Bupa Insurance Services Limited is a separate FCA-regulated service entity, registration 312526. Footer states FCA does not regulate Bupa Insurance Limited activities outside the UK. Do not substitute DAC or Hong Kong issuers.

Major Medical, Select, Premier, Elite and Ultimate. Familiar tier names do not establish equivalent benefits across BINS, DAC and Hong Kong contracts.

Per person: Major Medical US$3.4m / €2.5m / £2m; Select US$1.7m / €1.25m / £1m; Premier US$2.55m / €1.875m / £1.5m; Elite US$5.1m / €3.75m / £3m; Ultimate Unlimited. Sublimits apply. Major Medical has a higher overall maximum than Select despite narrower everyday cover.

Tiered Global Health Plans customised through area, deductible and pricing frequency. Major Medical emphasises hospital/cancer/evacuation; broader tiers add everyday benefits. This is not the modular Worldwide Health Options family.

All five tiers list Worldwide or Worldwide without U.S. Select, Premier and Elite additionally list Europe including UK; the European option is not listed for Major Medical or Ultimate.

Worldwide includes USA. The Worldwide without U.S. option lists 28 days emergency US cover across all five tiers, subject to conditions. That exception is not attached to Europe-only cover.

Ultimate has no deductible. Select/Premier/Elite separate outpatient day-to-day from other benefits; outpatient GBP choices 0 / 250 / 500 / 1,000. Major Medical lists GBP0/500/1,000/2,000 for UK residents only and GBP5,000 for UK and Channel Islands residents. Do not drop the residence qualifications.

Annual day-to-day outpatient: Major Medical not covered; Select US$12,800 / €9,400 / £7,500; Premier US$25,500 / €18,750 / £15,000; Elite US$85,000 / €62,500 / £50,000; Ultimate Unlimited. Services retain visit limits and other conditions.

Routine maternity/childbirth on Elite and Ultimate with an 18-month wait; not on Major Medical, Select or Premier. Complications and newborn provisions require separate reading; inclusion is not automatic unlimited cover.

Preventive and routine dental from Premier upward, not Major Medical or Select; six-month waits are stated. Accident-related dental is separate across all tiers. Optical entries and limits must be read in the selected tier table.

Evacuation lists Paid in full across all tiers subject to definitions and approval. Ultimate adds extensions including a separately listed non-medical evacuation benefit; it is not the same package as the lower tiers.

Certain pre-existing conditions may be accepted subject to underwriting. Exclusions state such conditions are excluded unless cover including medical loading has been applied for, with loading on the quote. This is not unconditional acceptance or evidence of a moratorium option.

Many facilities offer cashless settlement for hospital treatment according to the brochure. It does not promise every facility or routine outpatient service will bill directly; verify authorisation and payment guarantee.

The exact May 2026 Bupa Insurance Limited no-upper-entry-age clause has not been recovered. Do not infer new-applicant age eligibility from this April brochure, a quote or renewal terms.

Table lists automatic renewal and no cancellation based on claims pattern/history for all five tiers. This does not promise unchanged premiums/benefits or remove other contractual termination grounds.

The exact Ultimate no-claims 30-day refund clause remains unverified. No universal 30-day Bupa refund is asserted; obtain the applicable issuer and cancellation terms.

Brochure confirms a choice of pricing frequency; exact monthly instalment terms, loading and cancellation implications remain unverified. No monthly premium is supplied.

The DAC brochure from 1 December 2025 uses core Worldwide Medical Insurance with options named Worldwide Medical Plus, Worldwide Medicines and Equipment, Worldwide Wellbeing and Worldwide Evacuation. This modular family should not be treated as the five-tier Hong Kong plan range.

The Worldwide Health Options summary lists overnight/day-case care and inpatient, day-case and outpatient surgical operations in core. Medical Plus lists routine specialist/doctors’ fees and diagnostics; Medicines and Equipment is a separate option. Specified core outpatient-setting benefits do not establish comprehensive routine outpatient cover.

Worldwide Evacuation lists evacuation, repatriation and associated travel benefits in the dated WHO brochure. Do not infer that every Bupa-branded policy includes this module or permits your chosen transport destination. Confirm authorisation, necessity and geographic conditions.

The 1 November 2024 Hong Kong table names Major Medical, Select, Premier, Elite, Ultimate. It illustrates how a regional family can vary by tier, but its amounts are not shown as current 2026 limits. Ask Bupa for a current HK-specific benefit table, policy wording, legal issuer and offer for your residence.

The December 2025 DAC brochure identifies Bupa Global DAC in Ireland. The April 2026 BINS brochure’s legal footer names Bupa Insurance Limited and Bupa Insurance Services Limited. These names and versions must not be interchanged; obtain the actual underwriting entity, not merely a brand or service-company name.