Individual General Insurance

Protecting your daily assets, liabilities, obligations, and lifestyle.

Optional · Highly Recommended

Travel Insurance

✦What it is: Protection for medical emergencies, delays, and lost baggage while traveling abroad.
✦Key Feature: Per Trip or Annual
✦Best For: We highly recommend the Annual Plan; for a small amount, you get massive benefits and year-round peace of mind for every trip you take.

Optional · Asset Protection

Home Insurance

✦What it is: Covers household furniture, appliances, personal valuables, and expensive renovations.
✦Key Feature: Property & Liability
✦Best For: Includes third-party legal liability coverage if a household accident (like a burst water pipe) damages your neighbor's flat.

Mandatory · Statutory Mandatory

Car Insurance

✦What it is: Motor insurance required by law to legally drive a vehicle on public roads.
✦Key Feature: Auto Insurance
✦Best For: Choose Third-Party Only to meet legal mandates, or upgrade to Comprehensive to cover accidental damage to your own car.

Mandatory · Rental Mandate

Fire & Landlord Insurance

✦What it is: Specialized structural and property protection required by local banks and lease agreements.
✦Key Feature: Property Mandates
✦Best For: Fire Insurance is mandatory if you have a bank mortgage; Landlord Insurance protects your rental income and property assets if you rent your flat out to tenants.

Optional · Student Care

Study Abroad Insurance

✦What it is: Comprehensive medical and personal protection tailored specifically for international students studying overseas.
✦Key Feature: Overseas Protection
✦Best For: Covers local tuition fees if studies are interrupted, medical evacuations, and regular holiday trips back home.

Mandatory · Statutory Mandatory

Helper Insurance

✦What it is: Mandatory insurance protecting you against statutory employer liabilities for your foreign domestic helper.
✦Key Feature: Domestic Employee Care
✦Best For: Fulfills your legal employer obligations while covering your maid's medical, dental, and surgical bills.

Optional · Leisure

Golfers Insurance

✦What it is: Specialized liability and equipment protection built specifically for golf enthusiasts.
✦Key Feature: Special Niche
✦Best For: Covers expensive golf club theft, accidental injuries to other players, and cash to buy drinks at the clubhouse if you hit a Hole-in-One.

🏡 All-Risk Asset Protection

Complete Peace of Mind Abroad

Protect your home, vehicles, personal valuables, and household staff with tailored expat general insurance policies underwritten by premier global carriers.

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Instant Global Travel Cover

Flight cancellation, medical evacuation, and luggage loss worldwide.

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Expat Property & Home Insurance

All-risk contents, tenant liability, and landlord protection.

Global Travel Security

Luxury Home & Contents

Comprehensive Motor Cover

International Student Protection

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