Everything about expatriation and health insurance abroad
Mental Health Cover: The Benefit Everyone Wants and Nobody Uses
Mental health is among the most requested benefits in expat insurance and the least used. Clinical vs support layers, Bupa vs Cigna 2026 limits, and how to actu…
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Mental Health Cover: The Benefit Everyone Wants and Nobody Uses
Mental health is among the most requested benefits in expat insurance and the least used. Clinical vs support layers, Bupa vs Cign…
Read more
USD 50,000 for a Neck: What Cervical Disc Replacement Actually Costs in Hong Kong
Live with the pain, pay $50,000 for private surgery, or wait 183 weeks in the public queue. What cervical disc replacement in Hong…
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Asia Will Not Kill You With a Snake. It Will Kill You With a Scooter.
Ask any newly-arrived expat what they are afraid of and you get the same list. Snakes. Spiders. Crocodiles. The reality? Rented sc…
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Which Plan Should You Buy? Start With the Question Nobody Can Answer
After thirty years, my first question to a client is always the same: Are you here for good? And if not, how long? Why portability…
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See all health insurance articlesUSD 50,000 for a Neck: What Cervical Disc Replacement Actually Costs in Hong Kong
Live with the pain, pay $50,000 for private surgery, or wait 183 weeks in the public queue. What cervical disc replacement in Hong…
Read moreWhich Plan Should You Buy? Start With the Question Nobody Can Answer
After thirty years, my first question to a client is always the same: Are you here for good? And if not, how long? Why portability…
Read more
"Usual, Customary and Reasonable": The Clause That Turns Full Cover Into a Bill
Your policy says surgery is paid in full, yet you still owe money. How the Usual, Customary and Reasonable (UCR) clause works and …
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Maternity Waiting Periods: The Six-Month Rule That Protects You
The waiting period runs to the date of delivery, not conception. On a 12-month waiting period, do not start trying until month six…
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