Expat health insurance
WHAT is expat health insurance?
How to choose an expat
health insurance plan?
There is no international standard or supervisory body for expat health insurance; all policies may look the same in the summary of benefits. However, without looking at policy wording and policy details, you won’t be able to compare medical plans and understand their restrictions. The premium can be much higher for coverage that looks the same. Many factors that may not be mentioned in the policy summary will impact the premium, and of course, your coverage when you need it the most – Will the plan offer long term protection? Will it cover chronic conditions? What about elective treatment at expensive medical facilities? What is the possibility of evacuation to the nearest country with better medical facilities?
It is important to work with professionals that understand your situation and know the costs of medical treatment in the country you are residing.
How to obtain expat
Having the choice of many plans is great. But, will you have the time and expertise to go through all of them and select the right plan for your situation? It is important to select an insurance intermediary that understands your needs and can recommend the right product. Since 2008, Expatmedicare has been advising expatriates all over the world on their insurance needs. Talk to one of our advisors to get the best plan for you and your family.