Emergency & inpatient

Rushed to hospital?
Walk in, get treated.

When an accident or sudden illness lands you in a hospital abroad, the last thing you should be doing is arguing about payment. Our plans settle the bill directly with the hospital — so you focus on getting better, not on paperwork.

4,000+

Direct-billing hospitals worldwide

$0

Upfront at admission

24/7

Emergency assistance line

USD 2M

Annual limits available

Rushed to hospital in Ho Chi Minh — and never saw an invoice.
When it matters

Rushed to hospital in Ho Chi Minh — and never saw an invoice.

A scooter accident, a suspected appendicitis, a bad reaction abroad. In the moments that matter, our carriers guarantee payment straight to the hospital at more than 4,000 facilities worldwide. No credit card at admission, no wiring a deposit, no keeping a shoebox of receipts to claim back later.

What's covered

Everything you need, nothing you don't.

Cashless direct billing
🏥

Cashless direct billing

We settle inpatient bills directly with the hospital network — no deposit, no credit card at the counter.

Private room & board
🛏️

Private room & board

Semi-private to private room upgrades, plus intensive care and high-dependency unit cover.

Surgery & specialists
🔪

Surgery & specialists

Surgeons' and anaesthetists' fees, theatre charges, implants and prosthetics fully covered.

Emergency admissions
🚑

Emergency admissions

Accident & emergency treatment, ambulance transfer and emergency dental from an accident.

Diagnostics & imaging
🧪

Diagnostics & imaging

MRI, CT, PET scans, pathology and lab tests carried out during your hospital stay.

Post-hospital recovery
💊

Post-hospital recovery

Follow-up consultations, prescribed drugs and physiotherapy after you're discharged.

How it works

Call the 24/7 line
1

Call the 24/7 line

One number, any timezone. We locate the nearest network hospital and pre-authorise your treatment.

Show your card
2

Show your card

Present your digital membership card at admission. The hospital bills us directly — you pay nothing upfront.

Recover, we settle
3

Recover, we settle

We handle the paperwork and settlement behind the scenes while you focus on getting well.

✦ Comprehensive Care

What's included

✓
In-patient hospitalisation & surgery
✓
Intensive & high-dependency care
✓
Accident & emergency treatment
✓
Ambulance & emergency transfer
✓
Diagnostics, imaging & lab tests
✓
Surgeon, anaesthetist & theatre fees
✓
Private room & board upgrades
✓
Post-hospitalisation follow-up care
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🛡️ Expat Medicare Guaranteed Quality

24/7 Global Assistance & Direct Settlement

Common questions

No. At any facility in our carriers' direct-billing network we guarantee payment to the hospital in advance, so you're admitted and treated without paying upfront. If you're treated outside the network, you can still claim reimbursement — usually within days.

Get covered before you need it.

Compare emergency & inpatient cover across the world's leading carriers in about 60 seconds — no obligation, no spam.