Travel insurance
WHAT is travel insurance?
Travel insurance is meant to cover all outbound trips (trips outside your country of residence). It needs to be bought prior to travelling, for the number of days you will be travelling overseas. Travel insurance will cover medical expenses that may arise during your trip, but it can also include accident insurance, emergency evacuation, loss of luggage, and trip cancellation or delays. It will cover both personal and business trips.
Why you should consider
travel insurance?
If you are covered by international health insurance or a local medical plan, your policy may have some limitations, such as restricted coverage (plan covering only your country of residence, Asia or worldwide excluding the USA). Or, the existing coverage may not be enough to cover medical fees in the country you will visit. Thus, buying a single travel insurance for the upcoming trip will allow you to cover the gaps in your current policy.
WHY you should consider
travel insurance?
If you are covered by international health insurance or a local medical plan, your policy may have some limitations, such as restricted coverage (plan covering only your country of residence, Asia or worldwide excluding the USA). Or, the existing coverage may not be enough to cover medical fees in the country you will visit. Thus, buying a single travel insurance for the upcoming trip will allow you to cover the gaps in your current policy.
Also, you need not include ‘evacuation’ in your international health insurance or local plan. Thereby, you will need travel insurance when travelling abroad to cover the cost of medical evacuation to the nearest hospital or back to your country of residence.
Even if, back home, you have a comprehensive coverage and all your medical expenses overseas are covered, you may consider travel insurance for the accident insurance part, or coverage for lost luggage and travel delays which won’t be covered in your existing health insurance plan.
HOW to obtain travel insurance?
Travel insurance is an affordable insurance plan and many sites will offer you various policies. At Expatmedicare, we have selected, for you, a product from IHI Bupa which you can buy online. The price is reasonable and the benefits are ajustables based on your needs. More important, the IHI Bupa service is reactive and offers a first-class experience. Select the level of plan you need and get insured immediately!
