Single trip travel insurance
WHAT is single trip travel insurance?
Single trip travel insurance is the most basic type of travel insurance: it will cover any outbound trip (trip outside of your country of residence) during a selected number of days. As mentioned, it covers only one trip, from one day to a maximum period of 365 days. The purpose of single travel insurance is to cover the medical expenses that may arise during your trip, but it can also include accident insurance, as well as emergency evacuation, lost luggage, trip cancellation or delays.
why you should consider single travel insurance?
If you are covered by international health insurance or a local medical plan, your policy may have some limitations, like an area of coverage restriction (plan covering only your country of residence, Asia or worldwide excluding USA) or existing coverage may not be enough to cover medical fees in the country you will visit, so buying a single travel insurance for the coming trip will allow you to cover the gaps in your current policy. Also, you may not have included the evacuation part in your international health insurance or local plan so travel insurance will be needed when travelling abroad and cover the costs of medical evacuation to the nearest hospital or back to your country of residence.
Even if you have back home a comprehensive coverage and all your medical expenses overseas are covered, you may consider travel insurance for the accident insurance part, or coverage for lost luggage and travel delays which won’t be covered in your existing health insurance plan.
How to obtain single trip travel insurance?
Single trip travel insurance is very affordable insurance and many sites will offer you various policies. At Expatmedicare, we have selected for you a product from SevenCorners which you can buy online: the price is reasonable and benefits are ajustables based on your needs. More important, SevenCorners has a very good reputation and has been providing travel insurance. Select the level of plan you need and get insured immediately!